We offer FIVE main services:
Wills
Sadly, some 75% of adults in the UK have not made a Will (i.e.they will die intestate). If you die without making a Will, you may leave your family months/years of financial hardship, grief and expense sorting things out. It is worth noting that:
- Your spouse/civil partner will NOT inherit all your estate.
- Social Services will decide who would look after your children, and initially they may even be fostered!
- Your children will inherit part of your estate, but may have to sell the family house first.
Remember it is never too early to make a Will, but it is often too late!
Phone Mike Costello on 020 8644 5050 for details or click here for more information.
Inheritance Tax (IHT) Planning
Having paid some 40% in income tax during your whole lifetime, many of us strongly object to our beneficiaries having to pay 40% again in Inheritance Tax when we die. This tax is often called "the only voluntary tax in the UK" as it is often avoidable.
By skilful use of tried and tested methods, it is often possible to avoid Inheritance Tax.
To book a free one hour home consultation, phone Mike Costello on 020 8644 5050
or click here for more information.Probate
Probate is the "winding up" of someone's estate after they die. For a fraction of the fee charged by High Street Banks and Solicitors, we will prepare a valuation of the estate, arrange for the necessary Court application, pay any outstanding bills and then pass on the balance to the beneficiaries.
To book a one hour home consultation, phone Mike Costello on 020 8644 5050
or click here for more information.Trusts
A Trust is a legal arrangement whereby property is held by Trustees on behalf of one or more Beneficiaries to be used in accordance with the rules of the Trust and Trust Law
Trusts can be very useful when making gifts as a way of giving assets but retaining some control over the way in which assets are used.
To book a free one hour home consultation, phone Mike Costello on 020 8644 5050
or click here for more information.Lasting Power of Attorney (LPA)
There are two types of LPA
- A Personal Welfare LPA: (to include whether to give or refuse medical treatment).
- A Property and Affairs LPA: (to include paying your bills, collecting your income and benefits or selling your house)
To book a free one hour home consultation, phone Mike Costello on 020 8644 5050
or click here for more information.
